There are several factors that deepen pockets of Kenyans on each and every first month of a new year.
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Among them, early payment, overspending in December as well as small salary scale of most Kenyans .
By the time they realize it is too late to salvage the situation.
However, naughty KOT will go and express sarcasm on social media so as to highlight their frustrations during January .
Payment as around 20th December
Clean account
Cabbage pie
Accountability
Die or live
Carnivore to Vegetarian
Account balance
Early warning
Financial management
Whiskey land
