Some couples are moving to a same house because they want to marry , to prove their life before marriage or to share expenses and save some money .
However, this life can end love and savings if you do not have good planning.
Although more people move with their partner , the wealth they accumulate is lower than in the past, because they buy furniture, works of art and cars, instead of stocks, properties or other items that increase their assets .
When it comes to starting a couple’s home, honesty and a sincere conversation about the financial situation of each one is important.
Experts in personal finance recommend revealing the debts of credit cards, loans or mortgages in order to analyze the situation well.
You must also declare the real salary and the monthly expenses.
Before signing the rental agreement or purchase of a home, an analysis of monthly expenses and income is required, as well as the division of the financial responsibilities of a life as a couple .
Some people agree to pay half of the rent or services, or that who has the highest salary, contribute more money.
It is also important to do long-term financial projects, instead of spending too much on furniture or decoration. Retirement plans, buying stocks or properties are a better investment.
The healthiest thing experts recommend is for couples to keep their finances separate. Household expenses can continue to be shared, but bank accounts and investments must be made individually.
