In line with enhancing career progression of staff and to support business growth, we seek to recruit a qualified, experienced, self-driven, highly motivated and passionate candidate to fill the following position in Business Banking
- Reporting to the Associate Director Business Banking, the ideal candidate’s key duties and responsibilities will include
- Preparation of Business Banking Credit proposals for clients from different sectors.
- Credit Monitoring and control to ensure asset quality of the Business Banking portfolio.
- Support the Relationship Managers by accompanying them on on-site visits to the client’s premises to ensure 360 views of client business.
- Key Duties & Responsibilities Interaction with different departments and stakeholders as part of the Business Banking credit process, on a local and regional scale.
- Assessment and monitoring of Credit Risk according to Regulatory and Internal risk policies on a portfolio of Business Banking credit clients.
- Preparation of written Credit Proposals combining financial analysis with sectorial information to support Credit Committee Decisions regarding the client’s risk of default, credit rating, and adequacy of the proposed financing.
- Advisory services and matching customer needs to available bank products. Industry analysis – Keeping up to date on key issues and trends within the industry.
- Preparation of various reports according to the Business Banking needs from time to time.
Qualifications
- Excellent written/verbal communication skills in English (mandatory)
- Detail and results-oriented with a solid knowledge of financial analysis
- Efficient organizational and planning capacities
- A critical yet objective analysis of applications to achieve a balanced sense of risk
- Problem-solving and strong negotiation skills
- Passionate, highly self – motivated and creative team player
- Demonstrate an ability to build and manage relationships and influence various stakeholders
- Adept at generating strong team spirit through energetic, flexible, and dynamic personality.
