There are several factors that deepen pockets of Kenyans on each and every first month of a new year.
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Among them, early payment, overspending in December as well as small salary scale of most Kenyans .
By the time they realize it is too late to salvage the situation.
However, naughty KOT will go and express sarcasm on social media so as to highlight their frustrations during January .
Payment as around 20th December
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Clean account
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Cabbage pie
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Accountability
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Die or live
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Carnivore to Vegetarian
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Account balance
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Early warning
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Financial management
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Whiskey land
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